So you are ready to propose – you have a great proposal idea in your head, you know exactly what you are going to say and you can’t wait to put a ring on her finger. There’s just one problem – you don’t have the ring! Money’s tight though, so you want to find a cheap engagement ring – is it possible?

First off, I never like to use the word “cheap” when describing a diamond ring. So instead of saying “cheap engagement ring”, I’m going to say “affordable engagement ring”. Just sounds nicer doesn’t it?:)

When you’re on a tight budget, price has to be a consideration. You need to assess your finances and decide how much you can afford to spend on this very important purchase. Remember that this is going to be a large purchase, so be realistic.

You’ll either have to tap into your savings to pay for this purchase or save up for an engagement ring. Don’t make the mistake of spending too little – this is one of the most important purchases you’ll ever make.

Generally, people budget about two month’s salary for an engagement ring. This may not be possible in your case – don’t worry if you’re in that boat. Like all of us, you have a lot of bills to pay. Not everyone can afford to pay two month’s salary for an engagement ring.

If your budget is too limited for this, don’t stress too much about it. You can find great diamond engagement rings which are affordable. The key is to try to get the most diamond for your dollar.

Typically, you should be prepared to spend at least $1,000 on an engagement ring. This is something she’ll wear forever and is a symbol of your commitment to her. You might have to make some sacrifices to buy this ring. As far as diamond engagement rings go, $1,000 is a low price tag. However, you can make even one thousand dollars go a longer way than you may think if you know what to look for.

You can get a lot of good information by going to my website and checking out my Diamond Buying Guide. There’s plenty of tips here on getting the best possible ring for the lowest possible price. My guide will help you to make the most of your purchase price.

First off, go for a very simple setting. And stick with 14K white or yellow gold. There is no need to spend the extra on 18K or platinum. You want the majority of your budget to go towards the diamond.

As far as the diamond goes, you want to get the largest diamond possible. While diamonds are graded on many different criteria, you can get an idea of which factors to look for in my Diamond Buying Guide. This information can help you avoid spending too much money for too little diamond.

I hope you find that dream ring of hers and that it doesn’t break the bank! Remember, you aren’t looking for a cheap engagement ring – you are looking for an affordable engagement ring;) Happy hunting!

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